The bank account includes Direct Deposit, Bill Pay, ATM Access, and a debit card. A Stash banking (aka debit) account is an online checking account through Green Dot Bank 4.

Open a traditional or Roth IRA to save for retirement through the same micro-investing methods as Stash Invest uses 3. Choose individual stocks or bonds to purchase or invest in ETFs based on the issues or types of companies you want to back. Stash’s flagship product, a personal investment account, lets you purchase fractional shares of stocks, bonds, and ETFs 1 for as little as $0.01 2. Open a custodial investment account (UGMA/UTMA) for as many kids as you’d like, without any added cost per kid. Anyone with an Acorns account can open this FDIC-protected checking account backed by Lincoln Savings Bank and receive an Acorns debit card. It also automatically rebalances the account as you age or your lifestyle changes to help you meet retirement goals. It automatically sets you up with a Roth IRA, traditional IRA, or SEP IRA (for self-employed business owners) when you sign up, depending on your lifestyle and goals.

This individual retirement account (IRA) lets you manage retirement savings in the same place as your other Acorns investing and checking accounts. You can choose how conservative or aggressive a portfolio you want among six options, but you can’t choose which ETFs make up your portfolio. Acorns’ core product is an investment account that uses your “spare change” to invest in exchange-traded funds (ETFs) made up of stocks and bonds. The capabilities of each account vary slightly between the brands. Account OptionsĪcorns and Stash each offer three types of accounts in a single app: investment, retirement, and banking. The apps’ offerings are similar, but each has subtly different features, pricing, and capabilities that could make one or the other a better fit for your financial goals and lifestyle. Both have expanded, however, to include options for retirement and banking, as well. Key FeaturesĪcorns and Stash both started as simple micro-investing apps, so the core product of each is a personal investment account.

The product offerings in each app look similar, but the features vary, and you have to look into the details to determine which is the best place for your money. And they’re a lot cooler than Jeff Bezos. Why not Banksy or Andy Warhol? Their works’ value doesn’t rise and fall with the stock market.

Stash vs acorns